What Does Proverbs 20:16 Mean in the King James?

Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.
Proverbs 20:16 · KJV
The analysis reads the King James wording.

King James Version The King James Version, first published in 1611. Selah Verse shows the standard text.

This verse in the Selah Decoded Version

A stranger’s debt can reach the guarantor’s own covering because a surety has bound himself into the obligation.

When you stand surety for a stranger, your own garment becomes reachable as collateral; another person’s obligation lands on your body and property. The verse presses the same exposure around a strange woman: a pledge is taken from the man himself.

WHAT THIS UNDOES

It undoes the belief that standing behind another’s debt costs you nothing: your own covering is placed at risk.

עָרַב

ʿārav

GROWS FROM

ערב

ʿ-r-b

To become surety, to pledge oneself as security for another.

“surety” in this verse is ʿārav. The verb names the guarantor’s act of making himself answerable, not just a role in someone else’s finances. The related noun ⁨עֵרָבוֹן⁩ (ʿērāḇôn), meaning “pledge” or “security,” gives that entanglement a tangible form: what is pledged can be taken.

ALSO GROWS

ʿārēv: A person who stands as security for another’s obligation.

עָרֵב

It names the person exposed when the stranger’s obligation goes unpaid.

ʿērāḇôn: Something given as a guarantee.

עֵרָבוֹן

It shows how becoming answerable turns into a tangible claim on what belongs to the guarantor.

חַבְלֵהוּ

ḥavlēhû

GROWS FROM

חבל

ḥ-b-l

To bind or take as a pledge; the same consonants also name a cord.

The pledge is an act done to the man himself, not merely an agreement on paper. The related word for a cord makes the binding visible: collateral ties the guarantor’s own assets to the obligation.

ALSO GROWS

ḥével: A cord used to tie or bind.

חֶבֶל

This related word makes the pledge’s binding force concrete.

ḥāval: To take something as security for an obligation.

חָבַל

It names the creditor’s act of holding the guarantor’s property against the debt.

A guarantee draws the guarantor’s own security into another person’s obligation.

I will be surety for him; of my hand shalt thou require him: if I bring him not unto thee, and set him before thee, then let me bear the blame for ever:
Genesis 43:9 · KJVThe speaker makes himself answerable and names his own hand as the place where the other person’s obligation will land.
Be not thou one of them that strike hands, or of them that are sureties for debts.
Proverbs 22:26 · KJVThe warning links a public pledge with direct exposure to another person’s debt.
By so much was Jesus made a surety of a better testament.
Hebrews 7:22 · KJVThe pattern also appears as provision: a surety secures a covenant for others.
My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger,
Proverbs 6:1 · KJV

The same Hebrew root, ⁨עָרַב⁩ (ʿārav), names becoming surety in both verses. Proverbs 6:1 sets the pledge beside the stranger’s obligation, showing how the guarantor’s liability begins when he binds himself to it.

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Proverbs 20:16 KJV Meaning