What Does Exodus 22:26 Mean?

If you ever bind your neighbor's garment as a pledge, you shall turn back to him what you bound by the time the sun goes down.
Exodus 22:26 · SDV
Key words are shown with the Hebrew or Greek and what each word meant.

Selah Decoded Version The Selah Decoded Version renders what the Hebrew and Greek words meant to the people who first heard them.

This verse in the King James

King James wording
If thou at all take thy neighbour’s raiment to pledge, thou shalt deliver it unto him by that the sun goeth down:

A debt may bind the garment, but the sun sets the hour when that bond gives way to the body’s need for covering.

The garment is the person’s only covering, so it returns before night and remains available against the skin for sleep. When the person cries out from exposure, God hears with compassion.

WHAT THIS UNDOES

A pledge does not erase the garment’s purpose as its owner’s only covering or justify holding it through the night.

כְּסוּתוֹ

kesuto

GROWS FROM

כסה

kasah

to cover

The Hebrew calls it the person’s covering, then names it as the garment against the skin. It is protection, not surplus property, and the verse connects its return to the ability to sleep.

ALSO GROWS

kasah: to cover

כָּסָה

The garment belongs to the action it performs: it covers the person against exposure.

mikhseh: covering, cover

מִכְסֶה

This related word can name a protective cover, keeping the garment’s sheltering function in view.

תְּשִׁיבֶנּוּ

teshivennu

GROWS FROM

שׁוּב

shuv

to return, turn back

“turn back to him” in this verse is teshivennu. The Hebrew verb comes from ⁨שׁוּב⁩ (shuv, return): the action turns the garment back to its owner. That return is due before night, while the garment is needed for covering and sleep.

ALSO GROWS

shuv: return, turn back

שׁוּב

The pledge moves back to the person from whom it was taken.

heshiv: bring back, restore

הֵשִׁיב

This form makes the direction clear: the holder brings the garment back to its owner.

חָבֹל

chavol

GROWS FROM

חבל

chaval

to bind; to take as a pledge

“bind your neighbor's garment as a pledge” in this verse is chavol. The taking word ⁨חָבֹל⁩ (chavol, take as a pledge) comes from ⁨חבל⁩ (chaval, bind). The debt binds a claim to the garment, but the verse places a sunset boundary on that hold because the garment is also the person’s only covering.

ALSO GROWS

chevel: cord, rope

חֶבֶל

The cord is a concrete branch of the binding image carried by the pledge word.

chaval: bind; take as security

חָבַל

This verb makes the pledge’s binding claim explicit, the claim the verse limits before night.

The need of an exposed body turns care from words or claims into material provision.

Is it not to break your bread for the hungry, and to bring the wandering poor into your house? When you see the naked, cover him, and do not hide yourself from your own flesh.
Isaiah 58:7 · SDVThe exposed person’s need is answered with actual bread, shelter, and covering.
If a brother or sister is naked, and left without the nourishment of the day, And one of you says to them, Go in wholeness, be warmed and filled, but you do not give them what the body needs. What is the profit?
James 2:15-16 · SDVWords about warmth and fullness leave the need unmet unless the body receives what it lacks.
Naked, and you clothed me; I was weak, and you visited me; I was in prison, and you came to me.
Matthew 25:36 · SDVClothing the naked makes care tangible by answering bodily exposure.
You shall surely turn back to him the pledge as the sun goes in, so that he may lie down in his own cloak and bless you; and it is your alignment before the LORD your God.
Deuteronomy 24:13 · SDV

This verse uses the same root ⁨שׁוּב⁩ (shuv, return) for giving the pledge back as the sun goes down. It names the reason plainly: the person needs the garment to sleep, making the return the point of the sunset boundary.

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Exodus 22:26 Meaning: A debt may bind the garment